Browsing by Subject "Financial literacy"
Now showing items 1-10 of 15
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Analysing the need for financial literacy in small- and micro-enterprises
(North-West University (South Africa) , Potchefstroom Campus, 2016)Small- and micro-enterprises form an integral part of any economy. This is no different in South Africa, where small- and micro-enterprises provide employment, assist in alleviating poverty and contribute to overall ... -
An analysis of financial literacy in the target market of a state–owned bank
(North-West University, 2011)The South African Postbank Limited has been tasked by Government with a social mandate to provide basic financial services to people receiving low income and people living in rural areas. Personal financial literacy is an ... -
Black Generation Y students' knowledge of and attitudes towards personal financial management
(North-West University, 2013)The effective and efficient management of personal finances is critical for everyone, particularly in a world where uncertainties prevail. Owing to continuous change, new financial challenges frequently confront individuals ... -
Developing a framework of indicators to measure the impact of financial literacy interventions : a South African University case study
(North-West University (South Africa), 2022)In today’s challenging financial environment, making the wrong financial decisions early in life can be costly. University students often find themselves carrying large amounts of student loans and debt. This hinders the ... -
Exploring financial literacy and debt levels of middle class households in Ngaka Modiri Molema District, South Africa
(North-West University (South Africa) Mafikeng Campus, 2016)In South Africa, household debt among middle class families remains high despite government efforts to encourage savings and reduce debts. The situation is aggravated by inadequate financial literacy levels among middle ... -
Exploring the Requirement and Conduct of Financial Training Programmes for Training of School Governing Bodies by the Department of Education in the North West Province
(North-West University (South Africa), 2021)Majority of School Governing Bodies (SGBs) in South Africa are facing various challenges such as lack of appropriate governing skills, mismanagement of school funds and corruption. These challenges make it difficult for ... -
Financial literacy competencies of third-year university students : a case study
(North-West University, 2009)There seems to be a definite need for financial literacy education and training, especially under young people. The lack of financial literacy seems to be from a lack of sufficient financial education. A lack in personal ... -
Financial literacy needs of South African third-year university students
(Clute Institute, 2013)It is evident from the literature that financial education and financial training fail in South Africa, which results in tertiary institutions sending their students into the world with a lack of preparedness for the ... -
A framework for enhancing financial literacy initiatives in Botswana
(North-West University (South Africa), 2018)The 2008 crisis made adverse impact on individuals, households and the economy at large around the world mostly to countries in Sub-Sahara Africa like Botswana. Dealing with the repercussions of the crisis and the low ... -
Investigating the attitudes of young employed graduates towards debt management
(North-West University (South Africa), 2021)The purpose of this study was to investigate the attitudes of young employed graduates towards debt management. Literature has observed that young graduates in emerging economies are highly indebted and thus consequently ...
